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PM Kisan Maandhan Yojana (PM-KMY) — pension for small and marginal farmers

Voluntary old-age pension scheme of the Ministry of Agriculture for small and marginal farmers. You join between age 18 and 40 and pay ₹55 to ₹200 a month (depending on your age when you join) until you turn 60. The Central Government puts in the same amount, and the fund is managed by LIC. After 60 you get a fixed pension of ₹3,000 a month. If the farmer dies, the spouse gets 50% as family pension (₹1,500 a month).

Amount / benefit: ₹3,000 a month pension after age 60

Source: Department of Agriculture and Farmers Welfare, Ministry of Agriculture and Farmers Welfare (fund managed by LIC)

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What you get

₹3,000 a month for life after age 60. Family pension of ₹1,500 a month for the spouse. If you leave early, your own contribution comes back with savings-bank interest.

Who is eligible

Small and marginal farmers aged 18 to 40 with cultivable land up to 2 hectares in the state land records. Not eligible: farmers covered by NPS, ESIC or EPFO, income-tax payers, institutional landholders, and present or former holders of high constitutional posts. Spouses can also join in their own name.

Final eligibility is decided by the official authority. Read the official notification before you apply.

Documents required

How to apply, step by step

  1. Check that you are aged 18 to 40 and your land (up to 2 hectares) is in your name in the land records.
  2. Go to the nearest Common Service Centre (CSC) with your Aadhaar, bank passbook and land record, or enrol at maandhan.in.
  3. Choose your auto-debit bank account. The monthly amount depends on your age today (₹55 at 18 to ₹200 at 40).
  4. Keep money in the account every month until you turn 60. You will get a Kisan Pension Account Number (KPAN).
  5. From age 60 the pension of ₹3,000 a month is paid to your bank account.

Last date

Most farmer schemes accept applications through the year or in notified windows. Check the official portal for the current window.

Official website

https://maandhan.in (Department of Agriculture and Farmers Welfare, Ministry of Agriculture and Farmers Welfare (fund managed by LIC))

Last checked against the official source on 13 October 2026. Always confirm on the official website before applying. Found a mistake? Tell us.

Frequently asked questions

Who is eligible for PM Kisan Maandhan Yojana (PM-KMY) — pension for small and marginal farmers?

Small and marginal farmers aged 18 to 40 with cultivable land up to 2 hectares in the state land records. Not eligible: farmers covered by NPS, ESIC or EPFO, income-tax payers, institutional landholders, and present or former holders of high constitutional posts. Spouses can also join in their own name.

What does PM Kisan Maandhan Yojana (PM-KMY) — pension for small and marginal farmers give?

₹3,000 a month for life after age 60. Family pension of ₹1,500 a month for the spouse. If you leave early, your own contribution comes back with savings-bank interest. Amount: ₹3,000 a month pension after age 60.

Which documents are needed for PM Kisan Maandhan Yojana (PM-KMY) — pension for small and marginal farmers?

Aadhaar card, Land record showing your name (up to 2 hectares), Age proof, Savings bank account / IFSC (the monthly amount is auto-debited), Mobile number.

What is the official website for PM Kisan Maandhan Yojana (PM-KMY) — pension for small and marginal farmers?

The official website is https://maandhan.in (source: Department of Agriculture and Farmers Welfare, Ministry of Agriculture and Farmers Welfare (fund managed by LIC)).

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