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Agriculture Infrastructure Fund (AIF) — loans for storage, processing and farm-gate projects

A long-term loan facility for post-harvest and community farming projects such as cold storage, warehouses, sorting and grading, and processing units. Open to farmers, FPOs, cooperatives, self-help groups and agri-entrepreneurs.

Amount / benefit: 3% a year interest subvention on loans up to ₹2 crore, for up to 7 years

Source: Department of Agriculture & Farmers Welfare, Government of India

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What you get

3% interest subvention on loans up to ₹2 crore for a maximum of 7 years, and credit-guarantee cover (CGTMSE) for loans up to ₹2 crore, so no collateral is needed up to that limit. One applicant can set up to 25 projects in different locations.

Who is eligible

Farmers, FPOs, primary agricultural credit societies, marketing cooperatives, self-help groups, joint liability groups, agri-entrepreneurs, start-ups and public-private projects with a viable post-harvest or farm-gate project. The scheme runs till 2032-33.

Final eligibility is decided by the official authority. Read the official notification before you apply.

Documents required

How to apply, step by step

  1. Prepare a project report for your storage, processing or farm-gate project.
  2. Apply on the AIF portal (agriinfra.dac.gov.in) or at a participating bank.
  3. The bank appraises the project and sanctions the loan with the interest subvention.
  4. Build the project and keep your repayments on schedule.

Last date

Most farmer schemes accept applications through the year or in notified windows. Check the official portal for the current window.

Official website

https://agriinfra.dac.gov.in (Department of Agriculture & Farmers Welfare, Government of India)

Last checked against the official source on 9 October 2026. Always confirm on the official website before applying. Found a mistake? Tell us.

Frequently asked questions

Who is eligible for Agriculture Infrastructure Fund (AIF) — loans for storage, processing and farm-gate projects?

Farmers, FPOs, primary agricultural credit societies, marketing cooperatives, self-help groups, joint liability groups, agri-entrepreneurs, start-ups and public-private projects with a viable post-harvest or farm-gate project. The scheme runs till 2032-33.

What does Agriculture Infrastructure Fund (AIF) — loans for storage, processing and farm-gate projects give?

3% interest subvention on loans up to ₹2 crore for a maximum of 7 years, and credit-guarantee cover (CGTMSE) for loans up to ₹2 crore, so no collateral is needed up to that limit. One applicant can set up to 25 projects in different locations. Amount: 3% a year interest subvention on loans up to ₹2 crore, for up to 7 years.

Which documents are needed for Agriculture Infrastructure Fund (AIF) — loans for storage, processing and farm-gate projects?

Identity and address proof, Project report, Land or lease documents for the project site, Bank statements, Registration papers for FPO / society / firm, if applicable.

What is the official website for Agriculture Infrastructure Fund (AIF) — loans for storage, processing and farm-gate projects?

The official website is https://agriinfra.dac.gov.in (source: Department of Agriculture & Farmers Welfare, Government of India).

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